Some Easy Detective Work

While looking at some earlier pictures, I noticed a house in the background that I’d noticed before but never really thought about. Here it is in a picture from my October trip. It’s right in the center of the view from the back of our house, almost straight to the west.

Le Foglie Ridenti in distance
House across the Valley

I went to Google Earth and it was easy to identify. In fact, it popped up with a place name: Le Foglie Ridenti.

Here’s the Google Earth view. Our house is the pin on the right.

overhead view of Le Marche terrain
Avventura and Le Foglie Ridenti

Here’s Le Foglie Ridenti from above. If you look closely at the first picture, you can make out the pool that you see in the overhead shot.

Le Marche propert from above
Le Foglie Ridenti

From the topological map, you can see: just down the hill and back up.

topological map Avventura
Terrain around the Houses

I found Le Foglie Ridenti on Google. It’s a house for rent, owned by Saranne and Graham, who live in the attached house with their two children. They describe it as an “eco-friendly farmhouse.” The name means, “the laughing leaves.”

The site says Graham is Irish; it doesn’t say specifically about Saranne. In addition to renting the house, they offer catering and wine expertise. Here’s the link to their site: Le Foglie Ridenti

On the site, I found a picture back across the valley. Our land is right in the center.

Avventura from Le Foglie Ridenti
Our Land in the Center

Now, the question is how they’ll feel when they find out about the Americans across the way. We may contact them and see about staying there on an upcoming trip.

Casa Avventura

We’ve been using “Casa Ideale” as the working name for our house. It’s the name Kevin used when he was marketing the property and the house concept.

Image of adventureWe hope the house will turn out to be “Ideal”, but we know getting it built and moving in will be an adventure, so I’m going to use “Casa Avventura” as our working name from now on.

Seeing Some Other Houses and Meeting a Great Resource

Kevin wanted me to see a couple of houses where he’d managed the building and reconstruction . The primary goal was to focus on the windows, doors, ceiling beams, and flooring, since those are some of the items we will need to choose early in the process.

stairway lights in wallThe first house offered a lot of stimulation to know what we don’t want. It was very contemporary inside, which makes it in keeping with modern Italian, but that’s not the look we’re going for. All it really offered me was the idea of including dovecotes, in an otherwise unappealing exterior, and a better understanding of under floor heating.

ceiling beams and tiles with wired light fixtureThe second house was more to my liking. It was more rustic, closer to the look we want. Both the beams and ceiling treatment and the flooring offered some good examples, as did the fireplace.

The best resource I discovered here was the owner, Michael. Originally from New York, he moved to Italy from Miami full time last spring. He had found his house through Kevin, and then Kevin managed the restoration. The purchase was in 2012 and the house finished in 2014. Michael said he could have done it more quickly, but he wanted to stretch the process out to fit the timing of some other events.

He still works for a law firm in Miami, so one of my first questions to him was about the quality and speed of the over-the-air internet, the only way to get connected out in the Marchegian countryside. He said it took some fiddling by the supplier to get it right, but he said he was pleased with it once it was tuned. (It uses an on-the-roof receiver/transmitter, connecting into a cellular network, I guess.)

I also asked him how easy – or difficult – he had found the process of getting connected to the local community. He said that, while he was not naturally extroverted, he had made it a point to “put himself out there.” He said he always introduced himself when he went to a new place, a restaurant or store, and told them he’d bought a house nearby and was there full time. Since Marche is off the beaten path, the locals don’t meet a lot of Americans who have done this.

They really like Americans, especially those who are trying to use their language. They started telling their friends all about the new guy, and soon Michael knew a lot of people.

He’s also an avid cyclist and he meets people through this shared interest.

Overall, it was a very positive message, and it points out our need to find some activity we can get involved in once we’re here. Too bad I don’t knit.

An Update

Two nights later I took Michael to dinner so I could get more perspective on the house building process and some other issues related to making the move. We were supposed to go to a restaurant in a small town, but it was closed when we got there. The earthquakes of the night before had made a mess of the inside of the restaurant: wine bottles fell off the wall, etc. apparently no major structural damage, though, as he thought they might reopen in a day or so.

We ended up going into Tolentino, one of the good-sized towns in the area. We went to an eclectic restaurant where he knew the owners. One of the things I had was an antipasto plate, the meats on which came from the town of Visso, near the epicenter of the previous day’s earthquake. The owners wondered about the future of their supplier, and said maybe this was the last salume they’d receive. A bit eerie.

Michael and I talked about residency, but his situation is totally different. He has Italian heritage, so it’s relatively easy for him to become a citizen. He said the big draw was access to the low cost, high quality health care.

We talked a bit about Kevin as a construction manager. He pointed out that they have become good friends, through cycling and otherwise, and I took this as a sign that he had been pleased overall. He said Kevin tries really hard to make sure the client gets what he needs — we’ve seen that, too. Michael also said he thought that Kevin was continuing to learn more about building options and resources, so he expected our process would be good, maybe even smoother than his.

One recommendation he offered was to look at using a (wood) pellet heating system rather than gas. He said, while more expensive upfront, it pays out rather quickly. Kevin had thought gas was better for us, but I’ll need to ask him again about it.

Michael offered his ongoing help, which I think will be valuable, as an American who has navigated the waters and is sailing along.

A good dinner and more positive feelings.

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A Final — I Think — Post About Residency

It looks like the residency question has sorted itself out, just a few days before a decision had to be made.

house made of euro paper moneyRemember, the big reason to consider becoming a formal Italian resident is financial: we can save 7-9% of the purchase price when a resident, or 30,000-40,000€. But it makes us liable for Italian taxes on both income and assets.

Financially, it’s probably more or less a wash on income tax. The rates in the US and Italy seem comparable for unearned income, and we can deduct the Italian tax on our US return.

The financial problem is on assets. The Italians tax worldwide financial and real estate assets. These taxes we can’t deduct in the US.

But here’s the practical resolution, which I hadn’t understood clearly before: we’d need to become residents within 18 months of the time we sign the purchase and construction contracts. That puts us in the spring of 2018, well before we’d be able to be there for long enough of an extended period to become residents.

So we’ll have to bite the bullet and pay the extra taxes.

Image source: Licensed from aeolos via 123rf.com

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Amatrice

After the destructive earthquake that leveled Amatrice and the surrounding area this week, we’ve been asked many times if the quake was near our property. Well, it depends on what you’d call “near.”

Relation of our house near Colmurano and site of earthquake near Amatrice
Amatrice (pin) and Colmurano (star)
Click image to enlarge

Amatrice (indicated by the pin) is about 100 km south and a little west of Colmurano (indicated by the star), but the quake was felt throughout Marche. Kevin said his house, near San Ginesio, “rocked several times during that night,” but sustained no damage. (It was built about 10 years ago, following the current building regulations designed to reduce earthquake damage.) He also said that 150 houses in the province of Macerata had already been condemned due to the damage.

Since our property has nothing but a ruin on it right now, I’m assuming we had no damage that will affect us. But since the local authorities are now occupied with property inspections and safety evaluations, we’ll probably be facing some delay in getting our approval to build. (The design itself should be fine, as it was made to meet the latest earthquake safety requirements.)

Having well-constructed buildings is important. As I read, “Earthquakes don’t kill people. Falling buildings kill people.” And tsunamis.

But will we be experiencing future quakes that might affect us? What sort of probabilities are we talking about?

The Fault in Our Ground
Earth plates affecting Italy
European and African plates
Click image to enlarge

A major fault line between the large Eurasian plate and the small Adriatic plate runs down the center of Italy through the Appenini mountain range. There’s also pressure from the large Africa plate in the area. This yields over 1000 earthquakes a year in Italy of various magnitudes, all but a handful small.

map of earthquake danger in Italy
Earthquake danger in Italy
Click image to enlarge

Looking at Italy as a whole, the highest risk for dangerous quakes follows that fault. This map shows the area in the mountains near Amatrice in the very dark red, indicating high danger. Our area of Marche is less risky, being in the lightest pink color, but still about the middle for risk.

This closeup map is very interesting, but lacking some key information. It shows a past quake near Macerata big enough to include but of some magnitude less than 5.5, but it doesn’t say when. Also, it estimates the annual risk for an event in our area as about 0.20%, but doesn’t say how big the event needs to be to “count.” That translates to a quake of some significant size (>5.0??) every 500 years.

Map of fault in Marche and historical earthquakes
Historical earthquakes in Marche
Click image to enlarge

Or it translates to a probability of 5% in the next 25 years. Compare that to this estimate from the US Geological Survey (USGS): “They concluded that there is a 72 percent probability (or likelihood) of at least one earthquake of magnitude 6.7 or greater striking somewhere in the San Francisco Bay region before 2043.”

Magnitudes

I wanted a refresher on both how the scale works and how to translate a magnitude into some meaningful terms.

I was surprised to learn that the USGS hasn’t used the Richter scale since the 1970s. They now use the “moment magnitude scale.” (MMS) It is similar to the Richter scale, both in calculation and in damage assessments.

equationMMS is measured not on a linear scale but a logarithmic one. In practical terms, this means the differences between the intensity of quakes of similar numbers is a lot more than it seems. For example, a 6.0 quake has 32 times the intensity (energy released) of a 5.0, while a 7.0 has 1000 times the intensity of that 5.0.

Interestingly, the amount of time an earthquake lasts gives a good estimate of its intensity. The quake that struck San Francisco during the 1989 World Series lasted about 15 seconds and measured 6.9. The huge earthquake in Japan in 2011 lasted 4 minutes and was a 9.0. (The highest recorded MMS was in 1960 in Chile: 9.5) Anything over a minute or so is going to be real bad.

The intensity is also linked to the length of the fault line that is displaced. It’s thought that the maximum for a San Andreas quake is about 8.2. That’s big, but small compared to the potential of the Cascadia subduction zone near Seattle: 9.2.

The Amatrice earthquake was measured at 6.2. Here’s a sense of what happens in a 6.0-6.9 quake. It matches this quake fairly well: “Damage to a moderate number of well-built structures in populated areas. Earthquake-resistant structures survive with slight to moderate damage. Poorly designed structures receive moderate to severe damage. Felt in wider areas; up to hundreds of miles/kilometers from the epicenter. Strong to violent shaking in epicentral area.”

Small earthquakes happen all the time. Fortunately. the big ones are rare.

earthquake energy by magntude
Earthquake energy and magnitude
Click image to enlarge

Image sources: Google Maps, geopod.it, INGV.it, https://en.m.wikipedia.org/wiki/Moment_magnitude_scale, https://7bluec3-2012.wikispaces.com/Glossary

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